Three Services · One Licence

Everything you need,
all under one roof

Remittance, money exchange and wholesale currency - all operated under the same MSB licence, at 90+ branches across Malaysia.

01
International Remittance
Perniagaan Pengirim Wang

International Remittance

Send money to your family and loved ones worldwide safely, quickly and affordably. Whether you're supporting family, paying tuition fees or making overseas payments, every transaction is processed through a secure, regulator-compliant payment network - available at all branches and via the TML Remit mobile app.

  • Cash Pickup at partner payout locations
  • Bank Account Credit to the beneficiary
  • Digital Wallet transfers (where available)
  • Real-time competitive exchange rates
  • Transparent fees with no hidden charges
  • Full KYC verification for all customers
  • AML/CFT compliant transactions
  • Transaction tracking, receipts & history
  • Available at all 90+ TML branches
  • Also available via the TML Remit mobile app
02
Money Exchange
Perniagaan Pertukaran Wang

Money Exchange

Competitive foreign currency exchange with no hidden fees. Our trained tellers offer live rates for major and minor currencies at all TML branches.

  • Major currencies: USD, EUR, GBP, AUD, JPY, CNY & more
  • Walk-in service - no appointment needed
  • Live rates updated throughout the day
  • Best rates for bulk exchange transactions
  • Full regulatory documentation provided
03
Wholesale Currency
Perniagaan Pengurup Wang Borong

Wholesale Currency

Licensed wholesale currency supply for businesses, financial institutions, and high-volume customers. Interbank-competitive rates with full regulatory documentation.

  • Bulk currency purchase and sale
  • Competitive interbank-based wholesale rates
  • Suitable for businesses and corporations
  • Full compliance documentation provided
  • Dedicated account manager for wholesale clients
04
TML Remit Mobile App
Digital Remittance · Available 24/7

TML Remit Mobile App

Remit money from anywhere in Malaysia - anytime, 24/7. Available on iOS and Android with full KYC verification and secure FPX payment.

  • Available on iOS App Store & Google Play
  • In-app KYC document upload & verification
  • FPX online payment or Pay at Counter
  • Biometric login (fingerprint / Face ID)
  • Real-time transaction tracking & history
05
Agent Partnership
Become a Partner · Authorised Agent Network

Agent Partnership

Expand your business by offering international remittance services through TML. Operate under a trusted, regulator-licensed brand with full training, system access and ongoing support.

  • Trusted remittance platform & system access
  • Competitive commercial terms
  • System training and onboarding
  • Compliance guidance & operational support
  • Dedicated relationship management
06
Principal Partnership
For Financial Institutions & Remittance Operators

Principal Partnership

Financial institutions and remittance operators are invited to collaborate with TML to expand payment corridors and strengthen international money transfer services. We build long-term partnerships that broaden reach and improve the customer experience across borders.

  • Cross-border remittance integration
  • Bank account credit services
  • Cash pickup network
  • Digital wallet integration
  • API connectivity
  • Regional payment expansion
07
Corporate Remittance (B2B)
For Businesses & Corporations · B2B

Corporate Remittance (B2B)

Bulk and recurring cross-border payments built for businesses - supplier and vendor settlements, overseas payroll and corporate disbursements - processed securely at competitive corporate rates with dedicated relationship support.

  • Bulk & batch international payments
  • Supplier & vendor settlements
  • Overseas payroll disbursement
  • Competitive corporate exchange rates
  • Full KYC/AML compliance & documentation
  • Dedicated account manager & support

Questions About Our Services?

Visit any TML branch or contact us - our team is ready to help.

TML Live Chat
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