Privacy Policy

Last updated: 12 July 2026

Introduction

TML Remittance Center Sdn Bhd ("TML", "we", "us" or "our") is a Money Services Business licensed by Bank Negara Malaysia (MSB Licence No. 00455). We are committed to protecting your privacy and handling your personal data responsibly and in accordance with Malaysia's Personal Data Protection Act 2010 (PDPA) and applicable anti-money laundering (AML/CFT) regulations.

This Privacy Policy explains what personal data we collect when you visit www.i-tml.com, use the TML Remit app, or use our remittance, money exchange and currency services, and how that data is used and safeguarded.

1.Personal data we collect

Depending on how you interact with us, we may collect:

Identity data — full name, NRIC/passport/work permit number, date of birth, nationality and photograph (for KYC verification).
Contact data — phone number, email address and mailing address.
Transaction data — remittance details, beneficiary information, amounts, source of funds and purpose of transfer.
Enquiry data — information you provide via our contact, feedback or agent application forms.
Technical data — IP address, browser type, device information and pages visited (via cookies and analytics).

2.How we use your data

To process remittance, money exchange and currency transactions.
To verify your identity and meet our KYC and AML/CFT obligations.
To respond to your enquiries, feedback and applications.
To comply with legal and regulatory requirements imposed by Bank Negara Malaysia and other authorities.
To improve our website, services and customer experience.
To send service updates and, where you have consented, promotional information.

3.Legal basis for processing

We process your personal data where it is necessary to perform our services, to comply with our legal and regulatory obligations as a licensed MSB, to protect against fraud and financial crime, and — for marketing communications — on the basis of your consent, which you may withdraw at any time.

We do not sell your personal data. We may disclose it only to:

Payout partners, correspondent banks and beneficiary institutions necessary to complete your transfer.
Bank Negara Malaysia and other regulators, law enforcement or authorities where required by law.
Trusted service providers who support our operations under strict confidentiality obligations.

5.Cookies

Our website uses cookies only to keep the site working and to remember your preferences (such as your selected language). When you first visit, a short banner asks you to Accept our use of cookies. These are limited to essential and functional cookies — we do not use cookies for advertising or third-party tracking. You can clear or block cookies through your browser settings at any time, though some features may not work as intended.

6.Data security

We apply appropriate technical and organisational measures — including encryption, access controls and secure systems — to protect your personal data against unauthorised access, loss or misuse. While we strive to protect your information, no method of transmission over the internet is completely secure.

7.Data retention

We retain your personal data only for as long as necessary to fulfil the purposes described in this policy and to comply with our legal, regulatory and record-keeping obligations (including AML/CFT record retention requirements), after which it is securely deleted or anonymised.

8.Your rights

Under the PDPA, you have the right to access and correct your personal data, to withdraw consent for marketing, and to enquire about how your data is processed, subject to legal and regulatory limitations. To exercise these rights, please contact us using the details below.

9.Contact us

If you have questions about this Privacy Policy or how we handle your personal data, please contact us:

Email: info@i-tml.com
Via our Contact page
TML Remittance Center Sdn Bhd, 14 & 16, Jalan Megah 3, Taman Megah, 83000 Batu Pahat, Johor Darul Ta'zim

This policy may be updated from time to time. Any changes will be posted on this page with a revised "Last updated" date.